Bachelor of Business Administration - Financial Services MajorSAIT
The Financial Services BBA develops financial-planning, banking, investing and client-advising knowledge across a four-year degree. Its published international tuition and listed fees total $93,938 for the full 120-credit route.
Plan the study budget ↓
Compare the degree plan with your assessed transfer credit
A diploma can support an alternative admission route, but it does not automatically leave exactly two years to pay for. SAIT's transfer information lists up to 48 credits for Bow Valley Financial Services, subject to requirements at application. Obtain a credit assessment before treating the full-degree estimate as your personal remaining budget.
Plan the published study costs
International estimates for entry in 2026/27. Your letter of admission may show a higher maximum tuition guarantee.
Tuition and listed additional fees
| Period | Semesters | Tuition | Additional fees | Total |
|---|---|---|---|---|
| Year 1 | 2 | $21,720.00 | $1,764.50 | $23,484.50 |
| Year 2 | 2 | $21,720.00 | $1,764.50 | $23,484.50 |
| Year 3 | 2 | $21,720.00 | $1,764.50 | $23,484.50 |
| Year 4 | 2 | $21,720.00 | $1,764.50 | $23,484.50 |
| Published program total | $93,938.00 | |||
The additional-fee column is already included in each total. Each of four annual rows totals $23,484.50, including $1,764.50 in listed fees, on a 30-credit, two-semester annual load. Transfer credit or a minor can change the assessed study plan and timing.
Recheck the official cost table ↗Make a study budget
- Selected tuition and listed fees
- $23,484.50
- One international application
- $175.00
- Your living estimate
- $0.00
- Planning subtotal
- $23,659.50
Includes the selected table totals, one application and your entered living budget. It excludes unentered books, equipment, software and separately charged course costs. Use the same dollars as the published table.
Non-refundable · One application with ranked choices
Budget approximately $1,000–$1,500 for books and supplies per full-time year, plus a standard-specification device. In the final year, after at least 90 credits, choose the integrative practicum or capstone route. A practicum means finding your own employer and obtaining Academic Chair approval.
Apply through the BBA General route and declare the major before year two, with the second-semester screening and registration conditions described in the course guidance. Financial-industry examinations and professional designations remain separate from earning the degree.
Read the application payment guide ↗Check the academic route
SAIT assesses the documents and course equivalents for education completed outside Canada. Demonstrating English proficiency does not by itself establish that your academic subjects meet the program requirements.
Check the complete admission requirements ↗-
Option one
An overall average of at least 65% across five subjects: English 30-1 with at least 60%; Math 30-1 with at least 60% or Math 30-2 with at least 70%; two Group A subjects; and one more Group A or B subject. The overall average does not replace the individual English and Math minima.
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Group A
Accepted academic areas include Accounting, Biology, Business, Chemistry, Economics, Finance, Geography, History, Indigenous Studies, Information Technology, Languages, Management, Marketing, Mathematics 31, Philosophy, Physics, Political Sciences, Psychology, Science, Social Studies 30-1 and Sociology. The policy allows stated Grade 12 or post-secondary equivalents and consideration of other courses.
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Group B and permitted combinations
Art 30 or 31, Drama 30, Music 30, Physical Education 30, Religion 35 or Social Studies 30-2; specified other five-credit Grade 12 subjects, two three-credit Grade 12 subjects, advanced CTS credits and business dual-credit study may also be considered under the policy.
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Option two
A SAIT Business Administration diploma, Bachelor of Applied Business Administration or equivalent accredited credential, with a minimum 2.3 cumulative GPA, stated as 67% or C+.
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Option three
An accredited two-year diploma or bachelor's degree with at least a 2.3 cumulative GPA, plus English 30-1 AND Math 30-1 or 30-2, or equivalents. English proficiency and assessment of foreign education remain separate requirements.
English proficiency is a separate requirement
Assessment results must be from within the year before your application. A transfer or deferral can require updated results when that period has passed.
Compare common tests and education routes
| IELTS Academic | 6.0 in each skill; IELTS Indicator accepted |
|---|---|
| PTE Academic | 53 |
| Duolingo | 115 overall and 95 in each Individual Subscore |
| CAEL | 60 overall and, effective Winter 2023, 60 in each skill; CAEL Online accepted |
| TOEFL before 21 January 2026 | 20 in each category; Home Edition accepted, MyBest excluded |
| TOEFL from 21 January 2026 | 4.5 overall and 4.5 in each category; Home Edition accepted, MyBest excluded |
The policy also lists CLBA/CLBPA, MET, Cambridge, Oxford Test of English, LanguageCert and Oxford ELLT. Use the official policy for their individual score requirements and for country or institution exemptions.
- Education in EnglishOfficial transcripts or a completed international assessment must verify at least three years of full-time secondary study in English at 12 or more hours a week, or at least two years of study taught in English at a recognized post-secondary institution, or a recognized English-taught credential from a SAIT-approved institution.
- A post-secondary English courseA credit course in English, comparative literature, communications or an equivalent at SAIT or a recognized post-secondary institution requires at least a C.
- English Language FoundationsThe SAIT route requires both COMN 155 and SPCH 155. Other recognized pathways have their own levels and assessment conditions; check the complete policy before choosing one.
Plan the financial courses and final integrative experience
Complete 120 credits across 39 courses, including at least 72 senior-level credits. The structure combines 96 required credits, one six-credit practicum or capstone, four complementary electives and the stated Financial Services and HR or leadership choices. Financial Planning progresses through BFIN 3010, 3020, 4020 and 4030; BFIN 4040 is concurrent with 4030. Optional minors require an approved plan rather than an assumed extra 12 credits on top of the degree.
Read courses and prerequisites ↗Related study guides
Return to the SAIT program finder ↗Sources and planning scope
Sources checked 29 October 2026. Costs use the published 2026/27 entry estimate. Annual table labels do not determine your months of living costs. Confirm current intake availability and your own admission assessment with the institution.